Lydia Black is the paid subscription that gives access to exclusive benefits and higher limits, as well as all the Lydia Blue features.

What's Lydia Black for?
With Lydia Black, the user benefits from an all-round service in a seamless experience: an ultimate current account with insurance included, a French IBAN and a black Visa Debit card, extended limits, as well as all of the Lydia Blue advantages...
Exclusive advantages with Lydia Black
For only €9.90 per month, the user benefits from:
- A customizable black Visa Debit card for payments without fees in France and abroad;
- Travel insurance, means of payment and online purchases for you and your loved ones;
- Extended limits (spending limits, ATM withdrawals, Internet cards, etc.) to have complete control over your money without any constraints;
- A concierge service by text message, to serve and please you (in Beta)
- Lydia phone line support.
And all of the Lydia Blue features
Lydia Black subscribers benefit from all the Lydia Blue advantages on:
- Simplified payment: by card, by phone, contactless, online... 👉 Find out more about Lydia's payment methods
- Accounts: personal accounts with a French IBAN, current accounts, money pots without fees. 👉 Find out more about Lydia accounts
Subscribing to Lydia Black
The user can choose between two plans:
- The annual plan: the subscription commits the user for 12 months to the day, from the subscription date, at the price of €99 (i.e. 2 free months);
- The monthly plan: the subscription commits the user for 12 months to the day, from the subscription date, at the price of €9.90 per month.
The subscription is automatically renewed until the user cancels their subscription. Any initiated period is fully due.
👉 To learn more about Lydia Black, you can read the Terms and Conditions of the subscription