What is Lydia Premium?

Updated 2 months ago by Yacine Sahnoune

Premium is a paying service that lets Lydia users take advantage of an unparalleled mobile payment experience, with extended limits.

With Premium, Lydia users get the most advanced money management experience they could get on a mobile device.

Premium is a 100% mobile current account that lets them receive and spend money anywhere in the world, instantly.

With Premium, users can create...

As many Lydia accounts as they want to organise budgets and expenses. Users can create:
- an account to save for a lifelong dream or for a personal project.
- dedicated accounts to limit certain personal expenses ("Nights out", "Leisure", "Shopping").
Shared Accounts to simplify common expenses and make them enjoyable (works like a charm between lover, flatmates or friends for a trip away).
Commission-free money pots for every birthday, farewell drink, wedding gift or events for which users need to collect money among several people to buy a nice present.

With Premium, for as low as €2.99 per month (free for < 25 years old users), users can pay anywhere: in stores, online, at home or abroad.

Contactless mobile payment (Apple Pay, Google Pay, Samsung Pay) lets users pay in any store, just by approching their smartphone to the payment terminal.
The Lydia card lets them pay and withdraw cash anywhere in the world, without any exchange fee.
Internet cards (which are on-demand temporary card numbers) let users pay online safely. They can destroy their Internet Card right after a purchase if they want to.

The user has the choice between:

The annual subscription: it commits the user for 12 months, day for day, from the date of subscription. Price: 29.9€/year (2 months for free);
The monthly plan: the monthly subscription is non-binding with a price of 2.99€/month.
The subscription is automatically renewed until the user terminates his subscription. Any period started is due in full.

👉 To know everything about Lydia Premium, you can read the Terms & Conditions.