Can I pay contactless with my Lydia card?

Updated 1 week ago by Flore

The Lydia card supports contactless payments.

You can choose to enable or disable contactless payments directly on the app.

Definitions

Contactless payment

It refers to a payment made without entering your credit card into a terminal and typing your PIN. You only have to press your card against the terminal to pay. More and more retailers accept this payment technique for amounts under €20.

NFC

NFC is short for "Near Field Communication", the technology behind contactless payments. The Lydia card has an NFC chip.

Limits

To reduce the fraud risk on contactless payments, some limits are applied.

The number of consecutive contactless payments without using the PIN is limited to 5.

The 6th transaction will be refused and you will have to try again by inserting your card into the terminal and entering your PIN code. You will then be able to carry out contactless transactions again, up to a limit of 5 consecutive transactions.

The cumulative amount paid with contactless payments without using the PIN is limited to €150.

You will also have to try again by inserting your card and entering your PIN code in order to complete the transaction. For example, if 3 contactless payments of €50 are made consecutively, the next contactless transaction will be refused if you do not first make a payment using their PIN code.

How do I disable contactless payments?

Follow these steps to disable contactless payments:

  1. Go to the Lydia card menu in the last tab and hit "Manage my Lydia cards"
  2. Click "Features"
  3. Drag the button next to "Contactless". The button turns grey (disabled)

Done: The card will not allow contactless payments.

How do I enable contactless payments?

To activate contactless payments click or swipe the button located next to "Contactless". The button turns blue (enabled), meaning the card now has contactless payments enabled.

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