Presentation of Lydia Blue

Lydia+ is a paid option that unlocks advanced features of the application.

What's Lydia+ for?

With Lydia+, the user benefits from the best experience to manage their money from their mobile: a reinvented current account with a French IBAN and Visa Debit card, unlimited reimbursements between friends & relatives, a fluid and customizable interface for all their accounts...

Pay for everything, all the time, with Lydia+

For only 4.90€ per month, the user can pay in-store, online and make cash withdrawals in France and abroad, with:

• Their Visa Debit card for payments and cash withdrawals in France and abroad;
• Their phone for instant reimbursements with friends & relatives;
• Instant bank transfers;
• Their phone by using contactless (Apple Pay, Google Pay, etc.) for secure payments and with no amount limit in all stores equipped with a card payment terminal;
• Virtual cards (temporary payment numbers) for secure online payments.

Manage all your money in a simpler way

With Lydia+, the user can create accounts for all of their needs.

• Lydia accounts to better manage your money
  • A current account (with an IBAN and Visa Debit card);
  • A remunerated saving account for saving up money for a particular project;
  • An account with a set budget not to be exceeded ("Outings", "Shopping"...);
  • A trading account to invest in over 2,500 assets including the world's finest companies, the latest cryptocurrencies and precious metals;
• Shared accounts to make spending with others easier (for a couple, room-mates, or travelling with friends for example)
• Money pots with no fees for birthdays, leaving parties, weddings and events where the user needs to collect funds (⚠️ as long as the money pot is created directly in the Lydia app)

👉 Learn more about Lydia accounts

Subscribing to Lydia+

The user can choose between two plans:

• The annual plan, at 49€ (with 2 free months);
• The monthly plan: the monthly subscription is free of engagement and costs 4.90€ per month

The subscription is automatically renewed until the user cancels their subscription. Any initiated period is fully due.

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