Payees (or "Beneficiaries")

To make transfers to bank accounts from Lydia, they must be registered as payees (or "beneficiaries").

With Lydia, you can centralise payees' account numbers in one single place and make every bank transfer easier.

Adding a new beneficiary account 💁‍♀️

It only takes a couple minutes to add payees' bank account numbers to Lydia. You can do it from a mobile by clicking on the button below:

Here are the steps to adding a payee to Lydia:

1. Go to the 4th tab of the app
2. Click on "IBANs and beneficiaries"
3. Click on the "+" button to add an account

Depending on your bank, further information or a verification procedure may be required: an SMS or a verification check within your banking app.

Retrieving payees from a linked bank account 😇

A Lydia feature lets you retrieve every payee you have ever registered by linking your bank account to Lydia. It is restricted to the banks mentioned below:

• Banque Postale 
• BNP Paribas
• Boursorama 
• Caisse d'Epargne 
• Cétélem
• CIC 
• Crédit Agricole 
• Crédit Mutuel 
• Fortis 
• Hello Bank! 
• ING Direct
• LCL 
• Société Générale 

The payees that were already added to this bank account will automatically be retrieved and any. New ones can also be added at any time.

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