Paying with Lydia

25 articles

​Peer-to-peer payments

The Lydia app allows you to send money to individuals for free. How to send money. As a payer. With the app. Open the Lydia app and log in. Enter the amount you want to send. Enter your four-digit se…

Updated 2 days ago by Flore

QR Code payment

This is a secure code, unique to you, that can only be used once.. Show it and it is paid. You can use the QR code function with everyone that accepts Lydia, your friends and stores allowing you to p…

Updated 2 days ago by Flore

Payment in one click

Not only can you pay with Lydia for purchases on websites with virtual card numbers that are generated in the app , but you can also pay on our partner sites even quicker, simply by clicking on the L…

Updated 2 days ago by Ingrid Cazala

Using your Lydia balance

You can spend the money in your Lydia account in several ways - by: Sending it to someone. Using it to pay a business that accepts Lydia. Transferring it to a bank account. If you're a user in France…

Updated 2 months ago by Antoine Porte

Transaction could not take place

Before confirming a payment, Lydia systematically checks that it can take place between the parties involved and using the selected payment method. If this verification fails, an error message will b…

Updated 4 weeks ago by Xavier Mayo

Pending transactions

When a payment is made with a Lydia card (whether plastic or virtual), the transaction is first authorised then confirmed several hours to several days later. Before the transaction is confirmed, it…

Updated 2 days ago by Xavier Mayo

Payment to the wrong number or email address

See Cancelling a transaction.

Updated 11 months ago by Xavier Mayo

Cancelling a transaction

Peer-to-peer payments. As a payer. A transaction that has been completed cannot be cancelled by the sender, whatever the reason may be. Lydia guarantees this amount to the recipient, to whom it now b…

Updated 10 months ago by Xavier Mayo

Payment receipts

In-app. Push notifications (optional). App users that have chosen to receive push notifications on their phone will receive a push notification just after the payment, provided they have an internet…

Updated 11 months ago by Flore

Amount and usage restrictions

Click here to see the limits. These limits are fixed by Lydia in accordance with French banking regulations. These limits are less restrictive for users that have a 'verified account'. Users can also…

Updated 4 months ago by Xavier Mayo

Bank cards immediately debited

When you send money to someone, the amount is immediately debited from your card or balance, so that we can make sure that you have sufficient funds to send this amount to your contact. Lydia is a tr…

Updated 3 weeks ago by Xavier Mayo

Accepted bank cards

You can add cards of the following types from the issuing countries listed below to your Lydia account: Card types. Visa. MasterCard. Electron. Maestro. Issuing countries. Austria. Belgium. Canada. C…

Updated 10 months ago by Flore

Accepted currencies

Euros and Pounds Sterling are the two currencies that can be used in a Lydia transaction. You can only send payment requests in the same currency as that which is set for your account. You cannot mak…

Updated 3 weeks ago by Xavier Mayo