​The rules

Terms and Conditions

Several contractual documents govern Lydia services. Discover them.

Updated 3 months ago by Antoine Porte

Lydia Personal Data Protection Policy

La version française du document est accessible ici. Lydia Solutions ("Lydia") is a simplified joint-stock company registered in Paris under RCS number 534 479 589 with capital of € 1,546,417, establ…

Updated 5 months ago by Alison Alonso

Our partners

Lydia brings together top-notch and reliable experts to offer secure and long-term features to all users. Our main partners are: Société Financière du Porte-Monnaie Électronique Interbancaire. SFPMEI…

Updated 6 months ago by Clifford Christophe

Which countries are eligible?

The Lydia app can be used in several European countries to send money or receive money. To use the app, you must have a mobile phone number issued in one of the eligible countries. List of compatible…

Updated 6 days ago by Yacine Sahnoune

Accepted bank cards

Here are the different credit card types that you can add to your Lydia account: Accepted card types 💳. Visa. MasterCard. Electron. Maestro. Accepted issuing countries 🌍. Austria. Belgium. Canada. Cr…

Updated 5 months ago by Clifford Christophe

Accepted currencies

Two currencies are currently supported by Lydia accounts: you can send/receive either Euros (€) or Pounds Sterling (£). Lydia does not support cross-currency transactions. Your Lydia account is set f…

Updated 1 month ago by Clifford Christophe

Why you need to be resident of the EEA to use Lydia

Regarding Lydia's regulatory status and as stated in our Terms of Use , Lydia's services are accessible to users of any nationality, provided that they reside within the European Economic Area (EEA)…

Updated 5 months ago by Hugo

Limits and fees on Lydia

The Lydia Blue and Lydia Black subscriptions allow users who have subscribed to use all services offered by Lydia in order to simply and instantly manage their finances. Without having subscribed to…

Updated 5 months ago by Maxime Bensadoun

Conditions of the offer: "€10 free after 5 payments in 5 different merchants"

Conditions of the offer: "€10 free after 5 payments in 5 different merchants". Make 5 payments of at least €5 with your Lydia card between May 19 and May 25 and win €10! To benefit from this offer: ✔…

Updated 1 month ago by Jean-Baptiste Récolet

Conditions of the offer: "€5 free after 5 payments in 5 different merchants"

Conditions of the offer: "€5 free after 5 payments in 5 different merchants". Make 5 payments of at least €5 with your Lydia card between May 19 and May 25 and win €5! To benefit from this offer: ✔ A…

Updated 1 month ago by Jean-Baptiste Récolet

Conditions of the offer: "20 € offered from 200 € of expenses with your Lydia card"

Conditions of the offer: "20 € offered from 200 € of expenses paid with your Lydia card". Make your payments with your Lydia card between May 20th and May 26th and receive €20 for every €200 spent! T…

Updated 1 month ago by Jean-Baptiste Récolet

Conditions of the offer: “€15 offered for 3 payments with your Lydia card in 3 different stores”

Conditions of the offer: “€15 offered for 3 payments with your Lydia card in 3 different stores”. Make 3 payments of at least €5 with your Lydia card between April 19th and 25th and win €15! To benef…

Updated 2 months ago by Jean-Baptiste Récolet

Conditions of the offer: "15 € offered from 150 € of expenses paid with your Lydia card"

Conditions of the offer: "15 € offered from €150 of expenses paid with your Lydia card". Make your payments with your Lydia card between May 20th and May 26th and receive €15 for every €150 spent! To…

Updated 1 month ago by Jean-Baptiste Récolet

Eligibility conditions to the offer "Win an Xbox by signing up for a Lydia Black account "

Win an Xbox by signing up for a Lydia Black account . Between Monday, May 2 and Sunday, May 8, 2022, by signing up for a Lydia Black account, you will be entered into a draw to win an Xbox Series X.…

Updated 1 month ago by Jean-Baptiste Récolet

Rules of Lydia's Referral offer

Rules of Lydia's Referral offer. How to benefit from this offer? Click on the referral link sent by your friend. You haven't adopted the Lydia card yet ? Create a Lydia card and pay with it online or…

Updated 4 days ago by Jean-Baptiste Récolet

Conditions of the offer: "10% cashback on every transactions with your Lydia card until April 30, 2022"

Conditions of the offer: "10% cashback on every transactions with your Lydia card until April 30, 2022". Pay with your Lydia card and receive 10% cashback on every payments between April 20 and April…

Updated 2 months ago by Jean-Baptiste Récolet

Cookies & trackers policy

When you use the Lydia Website (https://lydia-app.com/en ; https://support.lydia-app.com/en and https://supportpro.lydia-app.com/l/en ) and our applications ( Lydia and Lydia Pro ), we and our Partne…

Updated 7 months ago by Hugo

Conditions of the offer: "10 € offered from 100 € of expenses paid with your Lydia card"

Conditions of the offer: "10 € offered from 100 € of expenses paid with your Lydia card". Make your payments with your Lydia card between May 20th and May 26th and receive €10 for every €100 spent! T…

Updated 1 month ago by Jean-Baptiste Récolet

Conditions of the offer: "5 € offered from 50 € of expenses paid with your Lydia card"

Conditions of the offer: "5 € offered from 50 € of expenses paid with your Lydia card". Make your payments with your Lydia card between May 20th and May 26th and receive €5 for every €50 spent! To ta…

Updated 1 month ago by Jean-Baptiste Récolet

Conditions of the offer: “€15 free after 5 payments in 5 different merchants"

Conditions of the offer: “€15 free after 5 payments in 5 different merchants". Make 5 payments of at least €5 with your Lydia card between April 19 and April 30 and win €15 ! To benefit from this off…

Updated 2 months ago by Jean-Baptiste Récolet

Conditions of the offer: "20 € offered from 200 € of expenses paid with your Lydia card"

Conditions of the offer: "20 € offered from 200 € of expenses paid with your Lydia card". Make your payments with your Lydia card between May 12nd and May 25th and receive €20 for every €200 spent! T…

Updated 1 month ago by Jean-Baptiste Récolet

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