📋 The rules

Terms and Conditions

Several contractual documents govern Lydia services. Discover them.

Updated 1 month ago by Antoine Porte

Amount and usage restrictions

Lydia is regulated by French banking authorities and therefore has to set limits to the use of the app. However, a great majority of these limits can be overcome simply by: Verifying your account (it…

Updated 4 months ago by Antoine Porte

Lydia Personal Data Protection Policy

La version française du document est accessible ici. Lydia Solutions ("Lydia") is a simplified joint-stock company registered in Paris under RCS number 534 479 589 with capital of € 1,546,417, establ…

Updated 2 months ago by Alison Alonso

Our partners

Lydia brings together top-notch and reliable experts to offer secure and long-term features to all users. Our main partners are: Société Financière du Porte-Monnaie Électronique Interbancaire. SFPMEI…

Updated 1 year ago by Flore

Which countries are eligible?

The Lydia app can be used in several European countries to send money or receive money. To use the app, you must have a mobile phone number issued in one of the eligible countries. List of compatible…

Updated 1 month ago by Yacine Sahnoune

Accepted bank cards

Here are the different credit card types that you can add to your Lydia account: Accepted card types 💳. Visa. MasterCard. Electron. Maestro. Accepted issuing countries 🌍. Austria. Belgium. Canada. Cr…

Updated 1 year ago by Flore

Accepted currencies

Two currencies are currently supported by Lydia accounts: you can send/receive either Euros (€) or Pounds Sterling (£). Lydia does not support cross-currency transactions. Your Lydia account is set f…

Updated 1 year ago by Xavier Mayo

Why you need to be resident of the EEA to use Lydia

Regarding Lydia's regulatory status and as stated in our Terms of Use , Lydia's services are accessible to users of any nationality, provided that they reside within the European Economic Area (EEA)…

Updated 4 months ago by Hugo

(opens in a new tab)

​📋 The rules