🔐 Security

Everything you need to know about Lydia's safety

Lydia is designed and verified in France according to the highest standards of banking and IT security. Asymmetrical RSA keys, symmetrical 256-bit data encryption, SSL communications, personal data a…

Updated 2 months ago by Antoine Porte

What are the app’s security measures?

To guarantee the security of our users and their money, we have set up many security measures throughout all stages of the app. They are designed to ensure that only the owner can access and use a Ly…

Updated 10 months ago by Yacine Sahnoune

About biometric authentication on Lydia

The Lydia app offers additional biometric security to protect your money every time you make a transfer or a payment or check your account. If your smartphone doesn’t support biometric authentication…

Updated 1 year ago by Yacine Sahnoune

About 3D Secure

3D Secure protection system. The 3D Secure system allows banks to ensure that the cardholder is definitely the person behind a particular online card payment. In other words, 3D Secure is used to ide…

Updated 9 months ago

Security Code

Your "security code" is a 4-digit code that lets you secure your Lydia accounts and every transaction you make using Lydia. Your security code is different from your log-in password , from the code y…

Updated 1 year ago by Xavier Mayo

Security & Apple Pay

Contactless mobile payments with Apple Pay are fully secured and far safer than paying contactless with your credit card. Activate Apple Pay. Safe & Secure 👌. When adding your card to Apple Pay, you…

Updated 1 year ago

How secure is Google Pay?

Contactless card payments are not protected by any authentication system. But contactless mobile payments are and they couldn’t be safer. Fingerprint, facial recognition or PIN code means your money…

Updated 1 year ago by Flore

How secure is Samsung Pay?

Secure. When you add a Lydia card to Samsung Pay on the Internet card screen of the app , you are already authenticated. You don’t need to enter the sixteen-digit card number and the security code in…

Updated 1 year ago

Information relating to video selfies

The video selfie is an account authentication method put in place by Lydia. The user can be asked to take a video selfie in two cases: when requesting a password reset or in order to obtain a verified profile.

Updated 9 months ago by Astrid Seulliet

My listed bank accounts appear in-app. Is this risky?

The short answer is no. A cheque book sometimes contains bank account details. In the same way, the Lydia app contains IBANs to help the user find their details easily. This also poses no risk. Role…