Lydia Card - Insurance and protecting your money
We created the Lydia card for your small daily expenses. As such, payments made with the Lydia card are not covered by special insurance.
To insure your purchases 🛒
We advise you to use the Lydia black card which offers insurance services for any major purchases or those linked to a high-risk activity.
To get a Lydia black card, you just need to subscribe to Lydia Black plan!
Your money is safe 🔐
The money contained in your Lydia account is kept in a ring-fenced account at BNP Paribas. This account is managed by the SFPMEI (Société Financière du Porte-Monnaie Electronique Interbancaire). Lydia does not control this ring-fenced account. If Lydia were to be in any difficulty, your money would be protected and you could simply approach the SFPMEI to access it.