We created the Lydia card for your small daily expenses. As such, payments made with the Lydia card are not covered by special insurance.
To insure your purchases 🛒
We advise you to use the Lydia black card which offers insurance services for any major purchases or those linked to a high-risk activity.
To get a Lydia black card, you just need to subscribe to Lydia Black plan!
Your money is safe 🔐
The money contained in your Lydia account is kept in a ring-fenced account at BNP Paribas. This account is managed by the SFPMEI (Société Financière du Porte-Monnaie Electronique Interbancaire). Lydia does not control this ring-fenced account. If Lydia were to be in any difficulty, your money would be protected and you could simply approach the SFPMEI to access it.