Topping up a Lydia account
With your debit or credit card (limited) 💳
This is the most used feature: by linking your bank card to the app, you can top up your Lydia account immediately.
👉 To know more about this method, see "Adding a bank card"
With an Instant Loan ⚡
With a bank transfer (unlimited) 🏦
You can make a wire from your bank account to your Lydia account using its IBAN account number. It only requires having a "verified" Lydia account.
This feature lets you top up your account without any amount limit. However, this can take 2 to 3 days as it depends on banks' usual processing times.
👉 If you want to make your bank transfers directly from Lydia, read "Adding your bank account"
By collecting money online 💰
You can create online pages to collect money from anybody. Your friends, family or colleagues will only have to open a browser, go to that page, and put money on it by entering their credit card numbers. The account linked to this page (in that case, your Lydia account) will instantly be credited!
👉 If this is for special occasion, like a birthday or a wedding, we recommend using Lydia money pots instead.
Finally, by receiving a Lydia payment 📲
Of course, you can top up by asking a friend to make a Lydia payment to you: it will immediately credit your account.
👉 To make this easier, we recommend sending payment requests.
However, it is not possible to deposit a check on your Lydia account ❌
👉 As Lydia is a mobile application designed to ease payments, the user cannot deposit a bank check on his Lydia account.