Users who had and were using Lydia IBANs have been given new IBANs, which replace the previous ones.
Users can easily make the difference between the old IBAN and the new one by paying attention to the first 8 chracters: the new IBAN starts with "FR76 1759" while the old one started with "FR76 1679".
It is possible to continue receiving transfers and have direct debits on the former IBANs until September 30, 2023. After this deadline, transfers received will be refused and returned to the sender, and direct debits will be declined.
What this changes for receiving new wire transfers
Users must share their new Lydia account IBANs with likely to send them wire transfers.
For example:
- An employer
- Health insurance
- Friends and family
- Public institutions, such as:
- La CAF (Caisse d'allocations familiales)
- Pôle Emploi
- URSSAF
- DGFIP (Direction Générale des Finances Publiques)
- CPAM (Caisse primaire d'assurance maladie).
What this changes for SEPA direct debit mandates
Users must also share the new IBANs with their creditors, so direct debits can be made on their accounts.
These creditors could be:
- Water, electricity, and gas suppliers; broadband or mobile phone carriers
- Car, health, or home insurance
- Credit provider (payment in several instalments by direct debit mandate)
- Public institutions such as the DGFIP (Direction Générale des Finances Publiques), etc.
A few examples
Here are some tutorials for updating your IBAN
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