The Lydia app can be used in several European countries to send money or receive money. To use the app, you must have a mobile phone number issued in one of the eligible countries.

List of compatible countries within the Lydia app ๐ŸŒ

  • ๐Ÿ‡ซ๐Ÿ‡ท Metropolitan France and DROM-COM (numbers starting with +33 +262, +596, +590 and +594)
  • ๐Ÿ‡ฒ๐Ÿ‡จ Monaco (+377)
  • ๐Ÿ‡ง๐Ÿ‡ช Belgium (+32)
  • ๐Ÿ‡ฉ๐Ÿ‡ช Germany (+49)
  • ๐Ÿ‡ช๐Ÿ‡ธ Spain (+34)
  • ๐Ÿ‡ฎ๐Ÿ‡ช Ireland (+353)
  • ๐Ÿ‡ฌ๐Ÿ‡ง England (+44)
  • ๐Ÿ‡ต๐Ÿ‡น Portugal (+351)
  • ๐Ÿ‡ฎ๐Ÿ‡น Italy (+39) ๐Ÿ†•
  • ๐Ÿ‡ฑ๐Ÿ‡บ Luxembourg (+352) ๐Ÿ†•

โš ๏ธ Lydia is only available in Euros (โ‚ฌ). The user's bank might be charging conversion fees when using a credit card or an IBAN linked to a bank account in a different currency.

Advanced features โšก

Lydia's advanced features are only available in certain countries.

  • Lydia+ ๐Ÿ‡ซ๐Ÿ‡ท ๐Ÿ‡ง๐Ÿ‡ช ๐Ÿ‡ต๐Ÿ‡น ๐Ÿ‡ฎ๐Ÿ‡น ๐Ÿ‡ฒ๐Ÿ‡จ ๐Ÿ‡ช๐Ÿ‡ธ ๐Ÿ‡ฑ๐Ÿ‡บ ๐Ÿ‡ฎ๐Ÿ‡ช ๐Ÿ‡ฌ๐Ÿ‡ง ๐Ÿ‡ฉ๐Ÿ‡ช
  • Lydia Black+ ๐Ÿ‡ซ๐Ÿ‡ท ๐Ÿ‡ง๐Ÿ‡ช ๐Ÿ‡ต๐Ÿ‡น
  • Contactless mobile payment ๐Ÿ‡ซ๐Ÿ‡ท ๐Ÿ‡ง๐Ÿ‡ช ๐Ÿ‡ต๐Ÿ‡น ๐Ÿ‡ฎ๐Ÿ‡น
  • Lydia card ๐Ÿ‡ซ๐Ÿ‡ท ๐Ÿ‡ง๐Ÿ‡ช ๐Ÿ‡ต๐Ÿ‡น ๐Ÿ‡ฎ๐Ÿ‡น ๐Ÿ‡ฎ๐Ÿ‡ช
  • Shared accounts ๐Ÿ‡ซ๐Ÿ‡ท ๐Ÿ‡ง๐Ÿ‡ช ๐Ÿ‡ต๐Ÿ‡น ๐Ÿ‡ฎ๐Ÿ‡น ๐Ÿ‡ฎ๐Ÿ‡ช
  • Money pots ๐Ÿ‡ซ๐Ÿ‡ท ๐Ÿ‡ง๐Ÿ‡ช ๐Ÿ‡ต๐Ÿ‡น ๐Ÿ‡ฎ๐Ÿ‡ช ๐Ÿ‡ฎ๐Ÿ‡น ๐Ÿ‡ฎ๐Ÿ‡ช

Other countries will soon be eligible.

If you have a French number, you can also get access to our Instant Loan feature

Accepted bank cards ๐Ÿ’ณ

To use Lydia, you'll have to link your credit card to the app. To find out more about eligible bank cards, read this.

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