How do I create a Lydia user account?

Lydia is a mobile app that allows you to send money to someone only using their phone number. Discover how to create a Lydia user account.

What can Lydia do for me?

Lydia is a mobile app that lets you pay instantly using your phone. On the app you can: Send money instantly to a contact with just a phone number;. Pay contactless with your phone in all shops with…

Adding or deleting a bank card

​Adding a credit card allows you to use the full capabilities of Lydia, whether this is for paying in-store, online or for sending money to friends. You can link one or more credit cards to your account.

Accepted proof of identity

To verify your account , you need to provide Lydia with proof of identity. You can upload it directly from the " Identity " section of the app Settings, accessible from the third tab of the app. We a…

Proof of ID and earnings

As money is a sensitive matter, Lydia is legally required to make some checks. The Banque de France's ACPR (namely "Autorité de Contrôle Prudentiel et de Résolution") makes this very clear. Minimal r…

Accepted proof of residence

To verify your profile , you may need to provide Lydia with your proof of address. Accepted documents. Here are some examples of documents you can use: Bank statement (no more than 3 months old). Wat…

The video selfie to have your profile verified

The video selfie is one of the options we recommend because it’s an easy, fast and secure solution for the user to have a verified profile.

Rejected identity document

Occasionally, Lydia's identity verification systems may reject valid, genuine documents. In most cases, Lydia's systems have not been able to verify the authenticity of the document. In order for the…